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How To Identify A Text Scam

With any new form of communication comes the potential for scammers. Spam texts and text scams can be an unwelcome privacy intrusion and, if you fall for them, they could potentially create havoc in your life. Just ask anyone who [...]

What is the Difference Between Replacement Cost and Guaranteed Replacement Cost?

We understand what replacement cost is: the estimated dollar figure required to rebuild your home from the ground up in the event of a total loss. Stands to reason, replacement cost is the cost to replace your home; but what about guaranteed [...]

The San Francisco Earthquake of 1906: An Insurance Perspective

The earthquake and fire that devastated San Francisco on April 18, 1906 was one of the most significant natural disasters in the United States, as well as in the history of insurance. It produced insured losses of $235 million at [...]

How your selfie could affect your life insurance

A selfie reveals more than whether it’s a good hair day. Facial lines and contours, droops and dark spots could indicate how well you’re aging, and, when paired with other data, could someday help determine whether you qualify for life [...]

Data Breaches: What Small Business Owners Should Know

A data breach is not something that just happens to mega retailers – small businesses are also at risk. From customers’ credit card numbers to employee tax information, it’s likely that your small business handles sensitive data on a regular [...]

Checklist For Hiring A Contractor

Hiring the right contractor is not easy—and it’s one of the most important decisions you’ll make during a repair project. Whether you’re looking for someone to do a small repair or to help clean up after a damaging storm, it’s [...]

Back to the Office

As more and more companies bring their people back to the office, managers face the challenge of ensuring that their employees feel safe and comfortable. Although all workers have experienced the Covid-19 pandemic, they haven’t all experienced it in the [...]

Do You Really Need To Buy The Rental Car Insurance?

You’ve stepped off of the plane, collected your bags and are headed over to the car rental desk. Only a few signatures and a credit card swipe stand between you and the open road. As you’re sorting through pages of [...]

10 Crazy Insurance Policies That Actually Exist.

As every insurance carrier, broker, and agency knows, risk is unpredictable. But then again, that’s why insurance exists. While there are some forms of risk that are foreseeable—fire damage, car accidents, catastrophic hurricane damage—there are other types of losses that [...]

Roof Insurance – Are You Covered?

Insurance claims concerning your roof can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to FORBES, [...]