Does My Auto Insurance Policy Cover Hail and Falling Limbs?

Due to climate change, it seems like we are getting more severe weather here in southeastern Pennsylvania, like strong winds, heavy rain, and even hail more often than we used to. And with each new storm, there always seems to be quite a bit of damage. What if you are caught out on the road when one of these storms hit? Is your car covered when there’s damage done to it by hail, flying trash cans and falling trees and tree limbs?

The answer is if your policy shows that you have comprehensive coverage – or it might say “other than collision” – and you’re paying a premium for that, subject to your deductible, you would have coverage.

So, any damage you would have, based on the hail, tree limbs, etc., minus your deductible, should be covered by your auto policy. Of course, to be completely certain, it’s always best to reach out to your insurance agent to find out more about your policy to learn what exactly is covered and what is not covered.

Feel free to contact us any time to learn more about how we can custom tailor an auto insurance policy that gives you great coverage for an affordable price. Stop overpaying and give us a call today!