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Homeowners & Renters Insurance in PA

Couple needs homeowners insurance or renters insurance.

Couples need homeowners insurance when they get a house.

What is Homeowners Insurance?

Homeowner’s Insurance – Protects you and your family in the event that your home is damaged or destroyed. Coverages include replacement cost, other structure coverage, loss of use coverage, and personal liability.

What is Renters Insurance?

Renter’s Insurance – Insures the contents of a home or apartment you are renting. Coverages may include the replacement cost of items and personal liability as well.

Why Do I Need It?

Homeowners Insurance – If you own a home, you may be required to carry homeowners insurance through your mortgage lender. In addition, homeowners insurance gives you peace of mind that your home is protected from unexpected damages and losses. The personal liability portion of your coverage will also protect you in case someone sustains an injury while visiting your home.

Renter’s Insurance – If you rent an apartment, house, or condo it’s important to protect the contents of your home from unexpected damage or loss. While your landlord may have insurance that covers damage to your building, this insurance will not compensate you for the loss of your personal belongings.

How We Help

Martin Insurance understands that your home and it’s contents are valuable assets. We’ll help you decide on the amount of coverage that you need based on your situation. If you rent your home, your personal belongings may be covered too. We are committed to helping you find reasonable rates.