What is Long-Term Care Insurance?

Long-Term Care Insurance helps you purchase long-term care services before you need them. Long-term care may include home care, nursing care, or care in a retirement home.

Why Do I Need It?

The cost of healthcare is not going down and chances are when you need long-term care, the costs could be out of your reach, even if you have a good retirement income. Having Long-Term Care Insurance protects you and your family from these exorbitant costs by helping you plan for them before you need them.