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Tips for Valentine’s Jewelry Protection

Diamonds are a girl’s best friend, especially on Valentine’s Day, which is rapidly approaching. Jewelry is one of the top gifts of all time, and heart-shaped gems are the most popular of the jewelry items gifted, as a sign of love and devotion.

But, that shiny, new diamond heart needs to be protected.

Theft & mysterious disappearance are the top causes of jewelry losses

The majority of jewelry thefts occur when personal jewelry is visible or accessible, and is not stolen exclusively by thieves – coworkers and even friends can be the culprits.

Sparkly new engagement rings are another top Valentine’s Day gift. With the U.S. jewelry market being upwards of $43 billion, according to De Beers’ 2018 Diamond Insight Report, diamond engagement rings are an extremely valuable investment that warrants proper insurance.

Although insuring that diamond ring may not be the first thought when thinking about a romantic proposal, it should be a top priority. According to crime statistics, diamond engagement rings and wedding rings are most likely to be stolen.

Pre-disaster plan

It only takes a matter of seconds for a thief to swipe valuable jewelry, but that beautiful ring or bracelet can also lose stones, or be subject to dents and scrapes.

Prevention is key, and in taking the proper security measures, that beautiful Valentine’s Day gift will be protected.

1. Don’t place your jewelry in jewelry boxes or dresser drawers

These places are common to store jewelry, but their commonality makes them the first place a thief will look. Keep your jewelry in a safe that is fire resistant, UL-rated, torch and tool resistant, bolted to the structure and keep it in an area of the home that is not easily accessible. The best place for jewelry storage is an off-site bank safe deposit box. This is a great option for your most valuable jewelry.

2. Have your jewelry appraised

The best practice for insurance replacement purposes is to seek out a qualified jewelry appraiser.

3. Know who has access to your jewelry

There have been several cases of domestic employees stealing jewelry from their employers in the news lately. Being aware of who has access to your jewelry collection, and having background screenings on domestic employees will help prevent any mishaps.

4. Take precautions when you are wearing gloves

Prongs from rings may catch on the fabric, which could result in loss.

5. Don’t place jewelry in your pockets

If your pockets open, or you run your clothes through the wash, you are at risk of losing jewelry.